Is the Housing Market Starting To Balance Out?

Written by Cocoa-Beach FL Mortgage Syndicated User on March 14, 2025. Posted in Cocoa Beach Condo Financing, Cocoa Beach Mortgage, Cocoa Beach Mortgage Rates, For Buyers, Inventory.

For years, sellers have had the upper hand in the housing market. With so few homes for sale and so many people who wanted to purchase them, buyers faced tough competition just to get an offer accepted. But now, inventory is rising, and things are starting to shift in many areas.So, is the market finally balancing out? And does that mean buyers will have it a bit easier now? Here’s what you need to know.What Makes It a Buyer’s Market or a Seller’s Market?It all comes down to how many homes are for sale in an area compared to how many buyers want to buy there. That’s what ultimately...

Buying Your First Home? It’s Okay To Feel Nervous

Written by Cocoa-Beach FL Mortgage Syndicated User on March 13, 2025. Posted in Buying Tips, Cocoa Beach Condo Financing, Cocoa Beach Mortgage, Cocoa Beach Mortgage Rates, First-Time Buyers, For Buyers.

Buying your first home is exciting, but let’s be real – it can also feel overwhelming. It’s a big step, and with that comes plenty of questions. Am I making the right decision? Can I really afford this right now? Will I be able to make ends meet if I have unexpected repairs? What if I lose my job?Here’s the thing: every first-time homebuyer has these thoughts. The homebuying process has always been a mix of excitement and nerves, and that’s completely normal. Here’s some information that can give you a bit of perspective, so you don’t have these concerns.Focus on What You Can...

Florida Mortgage | Why You’ll Love Owning a Home

Written by Cocoa-Beach FL Mortgage Syndicated User on March 12, 2025. Posted in Cocoa Beach Condo Financing, Cocoa Beach Mortgage, Cocoa Beach Mortgage Rates.

Florida Mortgage | Why You’ll Love Owning a Home Here are a few reasons it’s so easy to fall in love with homeownership: the sense of accomplishment, freedom of expression, and the chance to build wealth. Let us know: what’s your #1 reason for wanting to buy? NMLS ID 1834853 #floridamortgage #floridamortgagerates #floridamortgagecompany #homeownership #buyingahome

Mortgage Rates Hit Lowest Point So Far This Year

Written by Cocoa-Beach FL Mortgage Syndicated User on March 12, 2025. Posted in Cocoa Beach Condo Financing, Cocoa Beach Mortgage, Cocoa Beach Mortgage Rates, For Buyers, Mortgage Rates.

If you’ve been holding off on buying a home because of high mortgage rates, you might want to take another look at the market. That’s because mortgage rates have been trending down lately – and that gives you a chance to jump back in.Mortgage rates have been declining for seven straight weeks now, according to data from Freddie Mac. And the average weekly rate is now at the lowest level so far this year (see graph below):While that may not sound like a significant shift, it is noteworthy. Because the meaningful drop from over 7% to the mid-6’s can change your mindset when it comes to buying...

Should I Buy a Home Right Now? Experts Say Prices Are Only Going Up

Written by Cocoa-Beach FL Mortgage Syndicated User on March 11, 2025. Posted in Buying Tips, Cocoa Beach Condo Financing, Cocoa Beach Mortgage, Cocoa Beach Mortgage Rates, First-Time Buyers, For Buyers, Home Prices.

At one point or another, you’ve probably heard someone say, “Yesterday was the best time to buy a home, but the next best time is today.”That’s because nationally, home values continue to rise. And with mortgage rates still stubbornly high and home prices going up, you may be holding out for prices to fall or trying to time the market for that perfect rate. But here’s the truth: waiting for the right moment could cost you in the long run.Home Prices Are Still Rising – Just at a More Normal PaceThe idea that prices will drop dramatically is wishful thinking in most markets. According to the...

Florida Mortgage | Why Buying a Home Now Is Your Winning Play

Written by Cocoa-Beach FL Mortgage Syndicated User on March 10, 2025. Posted in Cocoa Beach Condo Financing, Cocoa Beach Mortgage, Cocoa Beach Mortgage Rates.

Florida Mortgage | Why Buying a Home Now Is Your Winning Play While you may think sitting on the sidelines until spring is a good move, buying this winter may be the better play. Moving now means less competition, more time to decide, and lower prices. Let’s connect so you can stay ahead of the game and outrun the competition. NMLS ID 1834853 #mortgagetips #floridamortgage #floridamortgagerates #floridamortgagecompany

Do You Know What Your House Is Really Worth?

Written by Cocoa-Beach FL Mortgage Syndicated User on March 8, 2025. Posted in Cocoa Beach Condo Financing, Cocoa Beach Mortgage, Cocoa Beach Mortgage Rates, Equity, For Sellers, Home Prices, Infographics.

Some HighlightsOver the past 5 years, home prices have risen dramatically. If you own a home, that means your house may be worth a lot more than you think. ?Nationally, prices are up nearly 60% since 2019. ?And, if selling has been on your mind, you can use that bigger-than-expected return to power your next move.If you want to know how much your home is worth in today’s market, reach out to a local agent.? The number may surprise you.

Is It a Good Time To Buy a Home?

Written by Cocoa-Beach FL Mortgage Syndicated User on March 7, 2025. Posted in Cocoa Beach Condo Financing, Cocoa Beach Mortgage, Cocoa Beach Mortgage Rates.

Are you wondering what’s going on with home prices? Mortgage rates? Or asking yourself if it’s even a good time to buy a home? It’s a big decision—and you don’t have to do it alone. That’s where your trusted local RE/MAX® agent comes in.

5 Spring Home Maintenance Tasks You Don’t Want To Forget

Written by Cocoa-Beach FL Mortgage Syndicated User on March 7, 2025. Posted in Cocoa Beach Condo Financing, Cocoa Beach Mortgage, Cocoa Beach Mortgage Rates.

Spring is a season of renewal, and as a homeowner, it’s easy to get swept up in the day-to-day of life. But maintaining your home is an important part of protecting the long-term value of your investment.So, whether you own a house already or you’re planning to become a homeowner this year, here are five essential spring home maintenance tasks you don’t want to overlook. Save this as your helpful resource to come back to year after year.1. Clean Your GuttersWinter weather can leave behind debris, like leaves and twigs, clogging your gutters. If water can’t flow freely, it can lead to roof...

Pre-Approval Is the Homebuying Step You Can’t Afford To Skip

Written by Cocoa-Beach FL Mortgage Syndicated User on March 7, 2025. Posted in Cocoa Beach Condo Financing, Cocoa Beach Mortgage, Cocoa Beach Mortgage Rates.

There’s one essential step in the homebuying process you may not know a whole lot about, and that’s pre-approval. Here’s a rundown on what it is and why it’s so important to take care of before you start looking at homes with your RE/MAX® agent. What Is Pre-Approval?Pre-approval is like getting the green light from a lender. It gives you a sense of how much they’re willing to let you borrow for your home loan. To determine that number, a lender starts by looking at your financial history. Here are some of the documents they may ask you for during this process:W-2s and tax returnsPay stubs...

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